Security & Trust

You're handing us someone's financial life. We treat it that way.

A loan package is one of the most sensitive documents a person will ever share. Here's the shape of how it's protected — deliberately at a level of detail that tells you what to expect, not how to rebuild it.

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Encrypted in transit and at rest

Every document and every extracted data point is encrypted moving over the network and encrypted on disk. There is no unencrypted copy of your file sitting anywhere.

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Your workspace is isolated

Every organization's data is walled off from every other's at the database level, not just at the application layer — a bug in the app can't leak one broker's files into another's.

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Your account is yours alone

Every account is independent — its own data, its own history, never shared or pooled with anyone else's by default. Multi-user workspaces with role-based permissions are on the roadmap for teams that need them.

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A real audit trail

Every meaningful action against a submission — upload, reprocess, sync, delete — is logged, so there's always a record of who did what and when.

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We never see your card number

Payment is handled by Stripe, an industry-standard payment processor. Your card details are never entered into or stored on our servers.

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Verified sign-in, every account

Every account starts with a verified phone number, and every session is authenticated through a hardened, industry-standard identity system — not a homegrown login.

The feature we're proudest of

Delete anything, completely, on your own schedule.

Most tools make you file a support ticket and wait for someone to "process a data deletion request." Ocutus gives every loan package a permanent wipe button, right in the app. One click, immediate, irreversible — the documents, the extracted data, and every analysis result are gone. You never have to wonder whether a closed file is still sitting on someone's server.

See it for yourself
Where the line is

What Ocutus is — and isn't

Ocutus is a document review and guideline pre-screen tool. It is not an automated underwriting system, and its output does not replace DU, LP, TOTAL, GUS, or a licensed underwriter's own judgment. Every finding is meant to be verified independently before it informs a lending decision — the goal is to catch what a careful reviewer would catch, faster, not to replace that review.

Questions about how we handle your data?

We're happy to walk through it before you upload a single file.